Determinants of consumer credit within a debt constrained framework : evidence from microdata

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dc.coverage.sucursalBogotáspa
dc.creatorArango, Luis E.
dc.creatorCardona-Sosa, Lina Marcela
dc.creator.firmaLina Cardona-Sosa
dc.creator.firmaLuis E. Arango
dc.date.accessioned2015-11-05T08:30:10Zeng
dc.date.available2015-11-05T08:30:10Zspa
dc.date.created2015-11-05spa
dc.date.issued2020-02-07eng
dc.description.abstractDeterminants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incomeng
dc.format.mimetypePDFspa
dc.identifier.handlehttps://hdl.handle.net/20.500.12134/6223spa
dc.identifier.urihttps://repositorio.banrep.gov.co/handle/20.500.12134/6223spa
dc.language.isospaspa
dc.publisherBanco de la Repúblicaspa
dc.relation.doihttps://doi.org/10.32468/be.912spa
dc.relation.ispartofDocumentos de Trabajospa
dc.relation.ispartofseriesBorradores de Economíaspa
dc.relation.isversionofBorradores de Economía; No. 912spa
dc.relation.numberBorrador 912spa
dc.relation.repechttps://ideas.repec.org/p/bdr/borrec/912.htmlspa
dc.rights.accessRightsOpen Accesseng
dc.rights.ccAtribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0eng
dc.rights.disclaimerLas opiniones contenidas en el presente documento son responsabilidad exclusiva de los autores y no comprometen al Banco de la República ni a su Junta Directiva.spa
dc.rights.spaAcceso abiertospa
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/eng
dc.source.handleRepecRePEc:bdr:borrec:912spa
dc.subject.jelG21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgageseng
dc.subject.jelD12 - Consumer Economics: Empirical Analysiseng
dc.subject.jelspaG21 - Bancos; Instituciones de depósito; Instituciones Microfinancieras; Hipotecasspa
dc.subject.jelspaD12 - Economía del consumidor: análisis empíricosspa
dc.subject.keywordConsumer crediteng
dc.subject.keywordLife cycle-permanent income hypothesiseng
dc.subject.keywordCredit constraintseng
dc.subject.keywordScoreeng
dc.subject.lembCrédito al consumidor -- Medellín (Antioquia, Colombia)spa
dc.subject.lembMicrodatos -- Medellín (Antioquia, Colombia)spa
dc.subject.lembBancos cooperativos -- Medellín (Antioquia, Colombia)spa
dc.subject.lembTasas de interés -- Medellín (Antioquia, Colombia)spa
dc.subject.lembElasticidad (Economía) -- Medellín (Antioquia, Colombia)spa
dc.titleDeterminants of consumer credit within a debt constrained framework : evidence from microdataspa
dc.typeWorking Papereng
dc.type.hasversionPublished Versioneng
dc.type.spaDocumentos de trabajospa

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