Determinants of consumer credit within a debt constrained framework : evidence from microdata

Thumbnail Image
Download
Borradores de Economía; No. 912

Date published

2015-11-05

Date

2020-02-07

Authors

Arango-Thomas, Luis Eduardo
Cardona-Sosa, Lina Marcela

Part of book title

ISSN

ISBN

Document language

spa
Metrics
downloads: 0
abstract_views: 0

Las opiniones contenidas en el presente documento son responsabilidad exclusiva de los autores y no comprometen al Banco de la República ni a su Junta Directiva.

The opinions contained in this document are the sole responsibility of the author and do not commit Banco de la República or its Board of Directors.

Abstract

Determinants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incom

Description

JEL Codes

G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages
D12 - Consumer Economics: Empirical Analysis

Temática

Keywords

Keywords

Consumer credit , Life cycle-permanent income hypothesis , Credit constraints , Score

Citation

URI

https://repositorio.banrep.gov.co/handle/20.500.12134/6223
 https://hdl.handle.net/20.500.12134/6223
 https://ideas.repec.org/p/bdr/borrec/912.html
 https://doi.org/10.32468/be.912

Collections

Borradores de Economía

Seleccionar año de consulta:
Full item page

Esta obra está bajo licencia internacional Creative Commons Reconocimiento-NoComercial 4.0.

Este documento ha sido depositado por parte de el(los) autor(es) bajo la siguiente constancia de depósito