Competencia espacial en el mercado colombiano de depósitos

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dc.audiencePolicymakersspa
dc.audienceResearchersspa
dc.audienceStudentsspa
dc.audienceTeachersspa
dc.coverage.sucursalBogotáspa
dc.creatorRozo, Sandraspa
dc.creatorEstrada, Dairo Ayiberspa
dc.date.accessioned2006-09-01T08:30:10Zeng
dc.date.available2015-12-06T08:30:10Zspa
dc.date.available2015-12-14T08:30:10Zspa
dc.date.available2017-10-24T08:30:10Zspa
dc.date.created2006-09-01spa
dc.date.issued2006-09eng
dc.descriptionSe analizan las condiciones competitivas del Mercado colombiano en una aproximación más desagregada para poder determinar si los resultados obtenidos en esta estimación son o no consistentes con los resultados obtenidos al analizar el mercado nacional en total.spa
dc.description.abstractAs Freixas and Rochet (1997) mention, in perfect competition the optimal choice for banks is determined by the point where intermediation margins are equal to operating costs. In this scenario, market equilibrium is not affected by a bank’s actions. In contrast, when a bank has market power, it can affect prices, which will lead to higher lending rates and lower deposit rates. In this way, part of the consumer surplus is passed to the banks and efficiency is lost through a reduction in the volume transacted on the market. Therefore, regulations to limit the creation, spread and use of market power are entirely justified. Nevertheless, the only guides to implementing such regulations in an ideal way are the empirical studies of competition that describe the characteristics of the relevant market, which is why they are so important.eng
dc.format.extent11 páginas : tablasspa
dc.format.mimetypePDFspa
dc.identifier.handlehttps://hdl.handle.net/20.500.12134/2073spa
dc.identifier.urihttps://repositorio.banrep.gov.co/handle/20.500.12134/2073spa
dc.language.isospaspa
dc.publisherBanco de la República de Colombiaspa
dc.relation.doihttps://doi.org/10.32468/tef.20spa
dc.relation.ispartofDocumentos de Trabajospa
dc.relation.ispartofseriesTemas de Estabilidad Financieraspa
dc.relation.isversionofTemas de Estabilidad Financiera ; No. 20spa
dc.relation.numbertef 20eng
dc.relation.repechttps://ideas.repec.org/p/bdr/temest/020.htmlspa
dc.rights.accessRightsOpen Accesseng
dc.rights.ccAtribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0eng
dc.rights.disclaimerLas opiniones contenidas en el presente documento son responsabilidad exclusiva de los autores y no comprometen al Banco de la República ni a su Junta Directiva.spa
dc.rights.spaAcceso abiertospa
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/eng
dc.source.bibliographicCitationBarros, P. (1997) “Multimarket Competition in Banking, with an Example from the Portuguese Market”, International Journal of Industrial Organization, v. 17, pp. 335-352.spa
dc.source.bibliographicCitationChiappori, P. A.; Perez-Castrillo, D.; Verdier, D. (1993) “Spatial Competition in the Banking System: Localization, Cross Subsidies and the Regulation of Deposit Rates”, European Economic Review, v. 39, pp. 889-918.spa
dc.source.bibliographicCitationSalamanca, D. (2005) “Competencia en los mercados de crédito y depósitos en Colombia: aplicación de un modelo de oligopolio fijador de precios” (tesis de maestría), Facultad de Economía, Universidad de los Andes.spa
dc.source.handleRepecRePEc:bdr:temest:020spa
dc.subjectBancosspa
dc.subjectInstituciones financierasspa
dc.subjectRiesgospa
dc.subjectProbabilidadesspa
dc.subjectColombiaspa
dc.subject.jelG21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgageseng
dc.subject.jelG29 - Financial Institutions and Services: Othereng
dc.subject.jelE44 - Financial Markets and the Macroeconomyeng
dc.subject.jelspaG21 - Bancos; Instituciones de depósito; Instituciones Microfinancieras; Hipotecasspa
dc.subject.jelspaG29 - Instituciones y servicios financieros: Otrosspa
dc.subject.jelspaE44 - Mercados financieros y macroeconomíaspa
dc.subject.keywordBankseng
dc.subject.keywordFinancial institutionseng
dc.subject.keywordRiskeng
dc.subject.keywordProbabilitieseng
dc.subject.keywordColombiaeng
dc.subject.lembMercado bancario -- Colombiaspa
dc.subject.lembCompetencia bancaria -- Colombiaspa
dc.subject.lembIntermediación financiera -- Colombiaspa
dc.titleCompetencia espacial en el mercado colombiano de depósitosspa
dc.typeWorking Papereng
dc.type.hasversionPublished Versioneng
dc.type.spaDocumentos de trabajospa

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