Financial Stability Report - First Half of 2019

dc.audiencePolicymakerseng
dc.audienceResearcherseng
dc.audienceStudentseng
dc.audienceTeacherseng
dc.coverage.sucursalBogotáspa
dc.creatorOffice of the Deputy Technical Governor
dc.creatorVargas-Herrera, Hernando
dc.creatorOffice for Monetary Operations and International Investments
dc.creatorCardozo-Ortiz, Pamela Andrea
dc.creatorFinancial Stability Department
dc.creatorOsorio-Rodríguez, Daniel Esteban
dc.creatorSystemic Risks Section
dc.creatorMendoza-Gutiérrez, Juan Carlos
dc.creatorCabrera-Rodríguez, Wilmar-Alexander
dc.creatorCardozo-Alvarado, Nathali
dc.creatorCely-Fernández, Jorge Humberto
dc.creatorGamba-Santamaría, Santiago
dc.creatorJaulín-Méndez, Oscar Fernando
dc.creatorLizarazo-Cuellar, Angélica María
dc.creatorMariño-Montaña, Juan Sebastián
dc.creatorMeneses-González, María Fernanda
dc.creatorQuicazán-Moreno, Carlos Andrés
dc.creatorSegovia-Baquero, Santiago David
dc.creatorYanquen, Eduardo
dc.date.accessioned2025-05-29T16:29:35Zspa
dc.date.available2025-05-29T16:29:35Zspa
dc.date.created2025-05-28spa
dc.descriptionThis Financial Stability Report presents the appreciation of Banco de la República (the Central Bank of Colombia) on the recent performance of credit institutions and their debtors, as well as on the main risks and vulnerabilities that could have some effect on the financial stability of the Colombian economy. The Report intends to inform both participants in financial markets and the general public, besides promoting public debate on the trends and risks that may affect the financial system. The results herein presented also serve the monetary authority as an input in their decision-making to promote financial stability within the general context of the objectives of price stability and macroeconomic stability. 1. The financial system completed the process of adjustment to the macroeconomic shocks that have been observed since 2014: - Credit Risk - Lower profitability than the historical average - Low credit growth 2. The Colombian economy has a resilient financial system. This, together with recent advancements in prudential regulation, make it unlikely that domestic credit conditions may become a source of macroeconomic disturbance. 3. The economic recovery has allowed for: - Lower growth of non-performing loans - Lower growth of risky loans - Recovery of profitability - A trend towards a slight recovery in credit growth 4. The expected widening of the current account deficit of the Colombian economy and the latent risk of lower-than-expected growth for some trading partners pose vulnerabilities that, in the face of negative shocks, could affect the stability of the financial system. 5. Credit risk continues to materialize in sectors such as construction and agriculture; at the same time, its intensity has reduced in housing debt. Box 1. Indicator of Additional Probability of Recession Box 2. Aggregate Vulnerability Indicator Box 3. Indicator of Financial Conditions Box 4. The Role of the Supervisor in the Reversal of the Recent Deterioration in the Loan Portfolio Box 5. An Analysis of Financial Vulnerability using the Heuristic Method Box 6. Foreign Exchange Position and Capital Adequacy Ratio Box 7. Considerations Regarding the Memory of Credit Bureauseng
dc.format.extent81 páginasspa
dc.format.mimetypePDFspa
dc.identifier.handlehttp://hdl.handle.net/20.500.12134/11190spa
dc.identifier.urihttps://repositorio.banrep.gov.co/handle/20.500.12134/11190spa
dc.language.isoengeng
dc.publisherBanco de la República de Colombiaspa
dc.relation.anxdoihttps://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box1spa
dc.relation.anxdoihttps://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box2spa
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dc.relation.anxdoihttps://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box7spa
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dc.relation.anxshortdoihttps://doi.org/pp28spa
dc.relation.anxshortdoihttps://doi.org/pp29spa
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dc.relation.doihttps://doi.org/10.32468/rept-estab-fin.sem1.eng-2019spa
dc.relation.ispartofReportes, Boletines e Informesspa
dc.relation.ispartofseriesReporte de Estabilidad Financieraspa
dc.relation.issn2145 - 650Xspa
dc.relation.isversionofFinancial Stability Report - First Half of 2019eng
dc.relation.portalhttps://www.banrep.gov.co/en/publications-research/financial-stability-report/first-semester-2019spa
dc.relation.shortdoihttps://doi.org/pp3hspa
dc.rights.HabeasDatos personales: El(los) autor(es) ha(n) incluido sus datos personales (nombres, correo electrónico, filiación académica, perfil académico, entre otros) en el Portal de Investigaciones o la obra remitida para publicación, y por consiguiente, manifiesta(n) que mediante el diligenciamiento y registro de sus datos personales autoriza(n) al Banco de la República el tratamiento (recolección, almacenamiento, uso, circulación o supresión) de todos los datos suministrados con la finalidad de adelantar la publicación de la obra en el Portal de Investigaciones, dar a conocer su perfil académico y medios de contacto para fines académicos y divulgativos, así como para la construcción de indicadores y estadísticas para el seguimiento y control de las actividades de divulgación del Portal de Investigaciones. Para tal fin, se informa que el tratamiento de los datos personales se realizará de acuerdo con las políticas o lineamientos generales disponibles en http://www.banrep.gov.co/proteccion-datos-personales, en la sección “Protección de Datos Personales - Habeas Data”.spa
dc.rights.ObjetoObjeto de publicación: La obra de mí (nuestra) autoría tiene por objeto ser publicada en el Portal de Investigaciones del Banco de la República e incluirla en el repositorio institucional de esa misma entidad. La obra podrá consistir en documento escrito, audiovisual, audio, gráfico, fotográfico, infográfico, podcasts, etc., y podrá estar en cualquier formato conocido o por conocerse.spa
dc.rights.accessRightsOpen Accesseng
dc.rights.ccAtribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0spa
dc.rights.spaAcceso abiertospa
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/eng
dc.subject.brtema8. Sector monetario y financierospa
dc.subject.jelF65 - Economic Impacts of Globalization: Financeeng
dc.subject.jelG20 - Financial Institutions and Services: Generaleng
dc.subject.jelG29 - Financial Institutions and Services: Othereng
dc.subject.jelspaF65 - Impactos económicos de la globalización: Finanzasspa
dc.subject.jelspaG20 - Instituciones y servicios financieros: Generalidadesspa
dc.subject.jelspaG29 - Instituciones y servicios financieros: Otrosspa
dc.subject.keywordFinancial institutionseng
dc.subject.keywordRiskeng
dc.subject.keywordCrediteng
dc.subject.keywordForeign bankseng
dc.subject.keywordColombiaeng
dc.subject.lembEstabilidad financiera -- Colombia -- 2019 -- Informesspa
dc.subject.lembBanco de la República (Bogotá) -- 2019 - Informesspa
dc.subject.lembSistema financiero -- Evaluación -- Colombia -- 2019 -- Informesspa
dc.subject.lembRegulación bancaria -- Colombia -- 2019 -- Informesspa
dc.titleFinancial Stability Report - First Half of 2019eng
dc.typeReporteng
dc.type.hasversionPublished Versioneng
dc.type.spaInformespa

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