Financial Stability Report - First Half of 2019
dc.audience | Policymakers | eng |
dc.audience | Researchers | eng |
dc.audience | Students | eng |
dc.audience | Teachers | eng |
dc.coverage.sucursal | Bogotá | spa |
dc.creator | Office of the Deputy Technical Governor | |
dc.creator | Vargas-Herrera, Hernando | |
dc.creator | Office for Monetary Operations and International Investments | |
dc.creator | Cardozo-Ortiz, Pamela Andrea | |
dc.creator | Financial Stability Department | |
dc.creator | Osorio-Rodríguez, Daniel Esteban | |
dc.creator | Systemic Risks Section | |
dc.creator | Mendoza-Gutiérrez, Juan Carlos | |
dc.creator | Cabrera-Rodríguez, Wilmar-Alexander | |
dc.creator | Cardozo-Alvarado, Nathali | |
dc.creator | Cely-Fernández, Jorge Humberto | |
dc.creator | Gamba-Santamaría, Santiago | |
dc.creator | Jaulín-Méndez, Oscar Fernando | |
dc.creator | Lizarazo-Cuellar, Angélica María | |
dc.creator | Mariño-Montaña, Juan Sebastián | |
dc.creator | Meneses-González, María Fernanda | |
dc.creator | Quicazán-Moreno, Carlos Andrés | |
dc.creator | Segovia-Baquero, Santiago David | |
dc.creator | Yanquen, Eduardo | |
dc.date.accessioned | 2025-05-29T16:29:35Z | spa |
dc.date.available | 2025-05-29T16:29:35Z | spa |
dc.date.created | 2025-05-28 | spa |
dc.description | This Financial Stability Report presents the appreciation of Banco de la República (the Central Bank of Colombia) on the recent performance of credit institutions and their debtors, as well as on the main risks and vulnerabilities that could have some effect on the financial stability of the Colombian economy. The Report intends to inform both participants in financial markets and the general public, besides promoting public debate on the trends and risks that may affect the financial system. The results herein presented also serve the monetary authority as an input in their decision-making to promote financial stability within the general context of the objectives of price stability and macroeconomic stability. 1. The financial system completed the process of adjustment to the macroeconomic shocks that have been observed since 2014: - Credit Risk - Lower profitability than the historical average - Low credit growth 2. The Colombian economy has a resilient financial system. This, together with recent advancements in prudential regulation, make it unlikely that domestic credit conditions may become a source of macroeconomic disturbance. 3. The economic recovery has allowed for: - Lower growth of non-performing loans - Lower growth of risky loans - Recovery of profitability - A trend towards a slight recovery in credit growth 4. The expected widening of the current account deficit of the Colombian economy and the latent risk of lower-than-expected growth for some trading partners pose vulnerabilities that, in the face of negative shocks, could affect the stability of the financial system. 5. Credit risk continues to materialize in sectors such as construction and agriculture; at the same time, its intensity has reduced in housing debt. Box 1. Indicator of Additional Probability of Recession Box 2. Aggregate Vulnerability Indicator Box 3. Indicator of Financial Conditions Box 4. The Role of the Supervisor in the Reversal of the Recent Deterioration in the Loan Portfolio Box 5. An Analysis of Financial Vulnerability using the Heuristic Method Box 6. Foreign Exchange Position and Capital Adequacy Ratio Box 7. Considerations Regarding the Memory of Credit Bureaus | eng |
dc.format.extent | 81 páginas | spa |
dc.format.mimetype | spa | |
dc.identifier.handle | http://hdl.handle.net/20.500.12134/11190 | spa |
dc.identifier.uri | https://repositorio.banrep.gov.co/handle/20.500.12134/11190 | spa |
dc.language.iso | eng | eng |
dc.publisher | Banco de la República de Colombia | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box1 | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box2 | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box3 | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box4 | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box5 | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box6 | spa |
dc.relation.anxdoi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019.box7 | spa |
dc.relation.anxdoi | https://doi.org/pp3h | spa |
dc.relation.anxshortdoi | https://doi.org/pp28 | spa |
dc.relation.anxshortdoi | https://doi.org/pp29 | spa |
dc.relation.anxshortdoi | https://doi.org/pp3b | spa |
dc.relation.anxshortdoi | https://doi.org/pp3c | spa |
dc.relation.anxshortdoi | https://doi.org/pp3d | spa |
dc.relation.anxshortdoi | https://doi.org/pp3f | spa |
dc.relation.anxshortdoi | https://doi.org/pp3g | spa |
dc.relation.doi | https://doi.org/10.32468/rept-estab-fin.sem1.eng-2019 | spa |
dc.relation.ispartof | Reportes, Boletines e Informes | spa |
dc.relation.ispartofseries | Reporte de Estabilidad Financiera | spa |
dc.relation.issn | 2145 - 650X | spa |
dc.relation.isversionof | Financial Stability Report - First Half of 2019 | eng |
dc.relation.portal | https://www.banrep.gov.co/en/publications-research/financial-stability-report/first-semester-2019 | spa |
dc.relation.shortdoi | https://doi.org/pp3h | spa |
dc.rights.Habeas | Datos personales: El(los) autor(es) ha(n) incluido sus datos personales (nombres, correo electrónico, filiación académica, perfil académico, entre otros) en el Portal de Investigaciones o la obra remitida para publicación, y por consiguiente, manifiesta(n) que mediante el diligenciamiento y registro de sus datos personales autoriza(n) al Banco de la República el tratamiento (recolección, almacenamiento, uso, circulación o supresión) de todos los datos suministrados con la finalidad de adelantar la publicación de la obra en el Portal de Investigaciones, dar a conocer su perfil académico y medios de contacto para fines académicos y divulgativos, así como para la construcción de indicadores y estadísticas para el seguimiento y control de las actividades de divulgación del Portal de Investigaciones. Para tal fin, se informa que el tratamiento de los datos personales se realizará de acuerdo con las políticas o lineamientos generales disponibles en http://www.banrep.gov.co/proteccion-datos-personales, en la sección “Protección de Datos Personales - Habeas Data”. | spa |
dc.rights.Objeto | Objeto de publicación: La obra de mí (nuestra) autoría tiene por objeto ser publicada en el Portal de Investigaciones del Banco de la República e incluirla en el repositorio institucional de esa misma entidad. La obra podrá consistir en documento escrito, audiovisual, audio, gráfico, fotográfico, infográfico, podcasts, etc., y podrá estar en cualquier formato conocido o por conocerse. | spa |
dc.rights.accessRights | Open Access | eng |
dc.rights.cc | Atribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0 | spa |
dc.rights.spa | Acceso abierto | spa |
dc.rights.uri | https://creativecommons.org/licenses/by-nc-sa/4.0/ | eng |
dc.subject.brtema | 8. Sector monetario y financiero | spa |
dc.subject.jel | F65 - Economic Impacts of Globalization: Finance | eng |
dc.subject.jel | G20 - Financial Institutions and Services: General | eng |
dc.subject.jel | G29 - Financial Institutions and Services: Other | eng |
dc.subject.jelspa | F65 - Impactos económicos de la globalización: Finanzas | spa |
dc.subject.jelspa | G20 - Instituciones y servicios financieros: Generalidades | spa |
dc.subject.jelspa | G29 - Instituciones y servicios financieros: Otros | spa |
dc.subject.keyword | Financial institutions | eng |
dc.subject.keyword | Risk | eng |
dc.subject.keyword | Credit | eng |
dc.subject.keyword | Foreign banks | eng |
dc.subject.keyword | Colombia | eng |
dc.subject.lemb | Estabilidad financiera -- Colombia -- 2019 -- Informes | spa |
dc.subject.lemb | Banco de la República (Bogotá) -- 2019 - Informes | spa |
dc.subject.lemb | Sistema financiero -- Evaluación -- Colombia -- 2019 -- Informes | spa |
dc.subject.lemb | Regulación bancaria -- Colombia -- 2019 -- Informes | spa |
dc.title | Financial Stability Report - First Half of 2019 | eng |
dc.type | Report | eng |
dc.type.hasversion | Published Version | eng |
dc.type.spa | Informe | spa |
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