2008-08-102008-08-102008-08-102008-08-10https://repositorio.banrep.gov.co/handle/20.500.12134/5541In financial theory, the optimal allocation of assets and its relationship with profitability has been one of the main concerns; the question has always been if banks should focus or diversify their assets. In our case, we would like to answer this questiPDFspaOpen AccessWorking PaperG00 - Financial Economics: GeneralG21 - Banks; Depository Institutions; Micro Finance Institutions; MortgagesG30 - Corporate Finance and Governance: GeneralDiversificationRiskColombian banking systemSistema bancario -- ColombiaFinanzas corporativas -- ColombiaActivos bancarios -- ColombiaPortafolio de inversiones -- ColombiaAcceso abiertoAtribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0G30 - Gobierno y financiación de la empresa: GeneralidadesG00 - Economía financiera: GeneralidadesG21 - Bancos; Instituciones de depósito; Instituciones Microfinancieras; HipotecasLas opiniones contenidas en el presente documento son responsabilidad exclusiva de los autores y no comprometen al Banco de la República ni a su Junta Directiva.https://hdl.handle.net/20.500.12134/5541