2006-09-012015-12-062015-12-142017-10-242006-09-012006-09https://repositorio.banrep.gov.co/handle/20.500.12134/2076Se presenta una propuesta de medición, monitoreo y regulación del riesgo de liquidez el sistema financiero colombianoThe importance of properly monitoring and regulating liquidity risk is associated with systemic risk and with stability of the financial system. If institutions do not measure liquidity risk adequately and if it is not well regulated, financial institutions could see their positions affected by a liquidity shock. Before designing a regulatory scheme, an operational definition of liquidity risk must be established. Literature offers two complementary definitions of liquidity risk. The first is associated with a bank’s inability to honor its obligations on time, because it does not have the liquid resources to do so (Basel Committee on Banking Supervision, 2000). According to this definition, the structure of the bank balance sheet is divided into short-term and long-term assets and liabilities. When an institution does not have the liquid assets to meet current and maturing obligations, the liquidity risk is high. This “liquidity shortage” must be covered, either by liquidating a portion of the liquid portfolio, or by substituting liquid liabilities with other longer term liabilities.9 páginasPDFspaOpen AccessBancosInstituciones financierasMecanismosRiesgoLiquidezColombiaWorking PaperG21 - Banks; Depository Institutions; Micro Finance Institutions; MortgagesG29 - Financial Institutions and Services: OtherD81 - Criteria for Decision-Making under Risk and UncertaintyBanksFinancial institutionsMechanismsRiskLiquidityColombiaLiquidez bancaria -- Mediciones -- MetodologíaRiesgo bancario -- ColombiaLiquidez bancaria -- ColombiaAcceso abiertoAtribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0G21 - Bancos; Instituciones de depósito; Instituciones Microfinancieras; HipotecasG29 - Instituciones y servicios financieros: OtrosD81 - Criterios para la toma de decisiones con riesgo e incertidumbreLas opiniones contenidas en el presente documento son responsabilidad exclusiva de los autores y no comprometen al Banco de la República ni a su Junta Directiva.https://hdl.handle.net/20.500.12134/2076