TY - GEN A1 - Arango-Thomas, Luis Eduardo A1 - Cardona-Sosa, Lina Marcela DA - 2015/11/11 PY - 2020 UR - https://repositorio.banrep.gov.co/handle/20.500.12134/6223 AB - Determinants of consumer credit are estimated by using information from a Credit Union located in Medellin-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent... LA - spa PB - Banco de la Republica T3 - Borradores de Economia JF - Borradores de Economia; No. 912 M3 - Open Access T1 - Determinants of consumer credit within a debt constrained framework : evidence from microdata KW - G21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages KW - D12 - Consumer Economics: Empirical Analysis KW - Consumer credit KW - Life cycle-permanent income hypothesis KW - Credit constraints KW - Score KW - Credito al consumidor -- Medellin (Antioquia, Colombia) KW - Microdatos -- Medellin (Antioquia, Colombia) KW - Bancos cooperativos -- Medellin (Antioquia, Colombia) KW - Tasas de interes -- Medellin (Antioquia, Colombia) KW - Elasticidad (Economia) -- Medellin (Antioquia, Colombia) KW - G21 - Bancos; Instituciones de deposito; Instituciones Microfinancieras; Hipotecas KW - D12 - Economia del consumidor: analisis empiricos DO - https://doi.org/10.32468/be.912 L1 - https://ideas.repec.org/p/bdr/borrec/912.html ER -