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dc.creatorArango-Thomas, Luis Eduardo
dc.creatorCardona-Sosa, Lina Marcela
dc.date.created2015-11-05
dc.date.issued2020-02-07
dc.identifier.urihttps://repositorio.banrep.gov.co/handle/20.500.12134/6223
dc.description.abstractDeterminants of consumer credit are estimated by using information from a Credit Union located in Medellín-Colombia. To the best of our knowledge, this is the first investigation using this kind of data in Colombia. We find that life cycle-permanent incom
dc.format.mimetypePDF
dc.language.isospa
dc.publisherBanco de la República
dc.relation.ispartofDocumentos de Trabajo
dc.relation.ispartofseriesBorradores de Economía
dc.relation.isversionofBorradores de Economía; No. 912
dc.rights.accessRightsOpen Access
dc.rights.urihttps://creativecommons.org/licenses/by-nc-sa/4.0/
dc.titleDeterminants of consumer credit within a debt constrained framework : evidence from microdata
dc.typeWorking Paper
dc.subject.jelG21 - Banks; Depository Institutions; Micro Finance Institutions; Mortgages
dc.subject.jelD12 - Consumer Economics: Empirical Analysis
dc.subject.keywordConsumer credit
dc.subject.keywordLife cycle-permanent income hypothesis
dc.subject.keywordCredit constraints
dc.subject.keywordScore
dc.subject.lembCrédito al consumidor -- Medellín (Antioquia, Colombia)
dc.subject.lembMicrodatos -- Medellín (Antioquia, Colombia)
dc.subject.lembBancos cooperativos -- Medellín (Antioquia, Colombia)
dc.subject.lembTasas de interés -- Medellín (Antioquia, Colombia)
dc.subject.lembElasticidad (Economía) -- Medellín (Antioquia, Colombia)
dc.type.spaDocumentos de trabajo
dc.rights.spaAcceso abierto
dc.rights.ccAtribucion-NoComercial-CompartirIgual CC BY-NC-SA 4.0
dc.subject.jelspaG21 - Bancos; Instituciones de depósito; Instituciones Microfinancieras; Hipotecas
dc.subject.jelspaD12 - Economía del consumidor: análisis empíricos
dc.type.hasversionPublished Version
dc.coverage.sucursalBogotá
dc.relation.doihttps://doi.org/10.32468/be.912
dc.rights.disclaimerLas opiniones contenidas en el presente documento son responsabilidad exclusiva de los autores y no comprometen al Banco de la República ni a su Junta Directiva.
dc.relation.repechttps://ideas.repec.org/p/bdr/borrec/912.html
dc.identifier.handlehttps://hdl.handle.net/20.500.12134/6223
dc.creator.firmaLina Cardona-Sosa
dc.creator.firmaLuis E. Arango
dc.source.handleRepecRePEc:bdr:borrec:912


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This work is licensed under a Creative Commons Reconocimiento-NoComercial 4.0.This document has been deposited by the author (s) under the following certificate of deposit