@techreport{20.500.12134/5468, author = {Carranza, Juan Esteban}, author = {Estrada, Dairo Ayiber}, year = {2007}, month = {8}, url = {https://repositorio.banrep.gov.co/handle/20.500.12134/5468}, abstract = {This paper examines the relationship between mortgage default decisions and relevant observable variables under the light of a random utility model. The focus of the study is the Colombian mortgage market between 1997 and 2004 using two separate data sets}, publisher = {Banco de la República}, booktitle = {Borradores de Economía}, volume = {Borradores de Economía; No. 450}, title = {An empirical characterization of mortgage default in Colombia between 1997 and 2004}, keywords = {Banking}, keywords = {Location}, keywords = {Competition}, keywords = {Colombia}, doi = {https://doi.org/10.32468/be.450}, }